US Mortgage Capital

In 1982, Jay Steren believed that a lender could offer affordable loans to its customers and still run a profitable business. He never understood the practice of charging large points or fees and therefore, was determined to provide the lowest possible interest rates and fees available to his mortgage customers. With that philosophy in mind, he founded Mortgage Capital Associates (MCA). The mortgage professionals at MCA strive to build lasting business relationships based not only on offering you low rates, but on sound business practices. Today, 25 years later, our honesty, integrity and outstanding customer service have helped us achieve our status as one of the nation's top 200 lenders. In 2009, Jay Steren partnered with Robert Shamie to create US Mortgage Capital (USMC). USMC is a division of (MCA). USMC's prime objective is deliver the highest level of service to its clients while maintaining the absolute BEST RATES and service levels in the industry. USMC leverages the latest in technology combined with seasoned professionals to deliver the best online lending experience. While our competitors staff their online call centers with novice loan officers, USMC staffs professionals with at least 5 years' experience. These seasoned individuals are all considered to be the best at what they do. Our secret is our people and the difference shows up in our customer satisfaction.

DOCHES CREDIT UNION

Doches Credit Union is proud to have served the people of East Texas for the past 60 Years! We are happy to be the only Nacogdoches based Credit Union. Our Membership is from residents and workers of Nacogdoches, Shelby and San Augustine Counties. We hope you will come and be one of our many happy Member Owners. Experience the advantages of being a member of a Credit Union!

CWMG, LLC

We help individuals to create and accumulate wealth, manage financial risk, and to keep more of what they earn. We build strong relationships with a select group of individuals by providing outstanding guidance and support so that they may get the most out of the truly important things in their lives. Registered Representative offering advisory services and securities through Cetera Advisor Networks, LLC, member FINRA/SIPC. Cetera is under separate ownership from any other named entity.

Wilshire Quinn Capital, Inc.

Wilshire Quinn Capital serves as managing partner of the Wilshire Quinn Income Fund, a direct portfolio lender that originates bridge loans secured by real estate located nationwide, with an emphasis on California. Wilshire Quinn provides rapid and reliable funding for borrowers who cannot risk potential delays associated with traditional banks and lending institutions. Our customer base is fairly diverse; borrowers range from corporations looking for renovation financing, to individuals who are looking to purchase or refinance an investment property. Wilshire Quinn Income Fund is a California Finance Lender (CFL) licensed by the California Department of Business Oversight [License #603J060].

WMS Financial

WMS are specialists in tax, inflation, and cash flow strategies. In order to retire comfortably it is necessary for people to have all of their assets working in concert with their employment income and government tax rulers. For over 30 years, they been providing peace of mind by helping people protect their lifestyle and alleviate their anxiety and uncertainty about retirement. They have accomplished this through the development of a suite of proprietary strategies that they have branded the RSIP. An RSIP is a Retirement Strategic Income Plan. Some of the unique strategies of the RSIP are The RRSP Offset; The OAS Balloon; The Spousal TAX Arbitrage, among others. Regardless of one's specific strategy each individual will have their own personal RSIP Advantage Number. This number represents the increased cash flow you can expect in retirement. WMS clients typically increase their after tax cash flow in excess of 30%.