Habitto helps you save, invest and protect your money, all on mobile We do so by providing simple products, intuitive experience and genuine financial advice. When you apply for Habitto you get the best saving rate in Japan and your dedicated advisor to help you with all your money questions, the big and the small. We are regulated as a New Financial Intermediary, so we can collect deposits, transfer money, sell securities and life insurance. Our advisors guide you to improve your money habits and to achieve your financial goals.