Descartes Underwriting

Descartes collaborates with brokers across the world to protect their corporate clients & governments against natural catastrophes, weather, and emerging risks, through a unique data-driven approach. OUR PURPOSE Descartes was born out of the conviction that climate change calls for a revolutionary approach in insurance to better protect corporations and governments. Catastrophe and man-made disasters are increasing year on year under demographic pressure & climate change. At Descartes, we seek to help clients become more resilient, not just insure them. Resilience is greater than just protection; we aim to meet the evolving needs in our complex world by giving clients the ability and strength to quickly bounce back – empowering them to cope with climate change. HOW WE WORK Traditional insurance products are often not transparent, expensive and despite the urgency, claims are processed slowly. At the forefront of artificial intelligence for risk modeling, we challenge the status quo. We apply new technologies such as image recognition or machine learning combined with new generations of data sources, coming from satellites or IoT, to assess and manage risks. This makes our products fairer, since all pricing and underwriting is based on advanced data, faster and more accurate at paying claims. Our approach is parametric - clients know exactly which event triggers what payment. WHO WE ARE Descartes Underwriting is a Managing General Agency working only with brokers. We underwrite insurance policies on behalf of a selected number of first-tier insurers, reinsurers, and Insurance-Linked Securities funds. We have the capacity to underwrite USD 200 million per deal & our span is global thanks to our partners. Founded in the heart of Paris’ business district in 2018, we are proud to be a forward-looking and multicultural team backed by international risk carriers and financed with USD 141.5 million by BlackFin, Serena, Cathay, Highland Europe and Eurazeo.

Cowbell

Cowbell is the leading provider of cyber insurance for small and medium-sized enterprises (SMEs) and the pioneer of Adaptive Cyber Insurance. Cowbell delivers standalone cyber coverage tailored to the unique needs of each business. Our innovative approach relies on AI for continuous risk assessment and continuous underwriting while delivering policyholders a closed-loop approach to risk management with risk prevention, risk mitigation, incident preparedness and response services.

Atlantic Global Risk LLC

Atlantic is a specialist insurance broker providing solutions across four practice areas –- Mergers & Acquisitions, Tax, Structured Solutions and Structured Credit. Our solutions are used to support M&A transactions, provide liquidity to investors, optimize balance sheets, and reduce capital constraints. We have a reputation for thoughtful advice, firm advocacy on behalf of policyholders and unparalleled execution. We have a culture of true collaboration –- ensuring our clients benefit from the collective knowledge and experience of our industry leading experts. With insurance expertise dedicated to industry verticals, we fully resource each transaction. This unique approach explains why we are the advisor of choice for many of the world’s leading investors. We work closely with our clients to identify the key risks on every transaction, enabling us to structure effective risk transfer solutions. Our team has built a reputation for expansive thinking, world-class service and negotiating firmly with insurers to obtain the best cover from the insurance market.

UIB Insurance Brokers (India) Private Limited

UIB (India) is a joint venture between the UIB Group (UK), Indo Rama SPL Group and Lucas & Mayo. UIB (India) is an accredited composite insurance broker licensed by the Insurance Regulatory and Development Authority of India. We provide insurance broking services to the consumer and wholesale markets, placing insurance and reinsurance for our clients in India and, where clients’ needs require, elsewhere in the world. UIB (India) provides the highest standards of professional service in the field of insurance, re-insurance, risk & claims management to our clients. A highly skilled team at UIB (India) provides comprehensive, cost effective and specially crafted insurance program to meet the insurance and risk management requirements of our clients. We offer competitive terms and conditions from the domestic and international market, where we have a close relationship with all the major insurance and reinsurance companies. UIB (India) have full access to the skills and capabilities within the UIB Group globally which gives us the leverage to offer a consistent quality of service to all our clients irrespective of the geographical boundaries.

The Insurance Store

We are a family-owned and operated independent insurance agency that has provided personal, commercial, and trucking insurance since 1973. As an independent brokerage, we have the ability to shop your insurance around with just about every insurance carrier available. Our goal is to partner you up with coverage and a carrier that is right for you.